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SuperCharged Secret 5, Credit Card Utopia
LIVING IN CREDIT CARD UTOPIA Let's just take a brief moment to recap: If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 4 very important things: With me? Good. These are all essential foundations that you need to follow in order to live in Credit-Card Utopia with me. And NOW?On to the FINAL, most important, MOST significant secret that I have to reveal? Secret # 5 revealed: Living in Credit Card Utopia: 1) I live in a world where there is no such thing as interest rates. There is zero interest, zero annual fees, membership benefits, and perks. What world do you live in? 2) I live in a world where consumers are the ones in the drivers' seat. We are powerful, powerful creatures, us buying-spending-consuming maniacs. We have the power to make our own choices about how to wield this mighty sword. Are YOU a powerful creature? 3) I live in a world where plastic is a money-making technology. I don't live for plastic, and plastic does not own me. I am my own person, beholden to no one. But, plastic and I?We're business partners. At the end of the year, plastic sends me a big fat check for thousands and thousands of dollars, and I take my family on a KILLER vacation. Are you in business with plastic? 4) I live in a world where nothing is impossible. Life presents obstacles, and I overcome them. NO BIG DEAL?So, while you may not be able to get into the pearly gates of Credit Card Utopia right now?.Enjoy sitting on the front porch, bartering with merchants, while you get your ducks lined up in a row. Are you lining up your ducks? 5) I live in a world of goals, objectives, action plans, deadlines, and in Credit Card Utopia, good things don't come to those who wait?Good things come to those who take ACTION, and move towards their goals. Do you take action? Do you have goals? Are you working towards improving your life? LIVING IN CREDIT CARD UTOPIA In Credit Card Utopia, I am totally, totally satisfied. I am at peace with my credit cards, and they love me. We are the elite few. We are the ones that enjoy low interest rates, cash-back at the end of the year, and perks, perks, perks. And I want you here with me. There is no limit to how many of you can join me, in Credit Card Utopia?There is no population growth control, no capacity restrictions, no ceilings. This is Credit Card Utopia. All are welcome here. So, open your mind. Open your creative mind, and look at your life as a template for change. Look in every corner and every crevice, and start clearing away the cobwebs and dust-balls of your structured thinking. Find answers. Find solutions. Don't limit yourself. Stop thinking like a box, and start thinking like a winding, swirling, ever-changing thread of energy. Living in Credit Card Utopia, is not about following steps 1 through 5 (although I gladly provide you with mine). Living in Credit Card Utopia, is about following strange journeys carved out by mysterious neurons in your brain, to solve problems. I've given you 5 creative ways to tackle plastic. But, for my 5 super Turbo-Charged secrets, there must be thousands, thousands more. Living in Credit Card Utopia, is about looking at your obstacles, and converting them to opportunities. Living in Credit Card Utopia, is about taking all your assets, and maximizing them to your highest advantage. Living in Credit Card Utopia, is EASY?If you just open your mind to the freedom of possibilities. The only restriction you have, the only thing that prevents you from coming up here with me, the only thing that is getting in your way?.Is You?. WAIT A SECOND, WAIT A SECOND!!!! STOP!!! So what IS secret #5, Tom? I'm confused. What are you saying? What is this secret, "LIVING IN CREDIT CARD UTOPIA?" Spell it out for me. I don't get it?It all sounds really esoteric, and mumbo-jumbo-ish... Come down from la-la land, and tell it to us in plain, simple talk. I hear you cry. Let me rephrase, Let me put it another way, Let me finally throw all my cards on the table... If you want to "BE" Like me, And all us Utopians up here?. Then you need to LIVE? More? Like a Utopian. Still unclear? You know, there's one person that can explain it better than I?Go ask your 5 year old daughter. She understands. It's the way she is learning, to be just like you. That's secret #5, and it truly is the most important one. Welcome to Credit Card Utopia. We've enjoyed providing this information to you, and we wish you the best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense. Publisher's Directions: This article may be freely distributed so long as the copyright, author's information, disclaimer, and an active link (where possible) are included. Disclaimer: Statements and opinions expressed in the articles, reviews and other materials herein are those of the authors. While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. The author will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through this site. About The Author Tom Levine provides a solid, common sense approach to solving problems and answering questions relating to consumer loan products. His website seeks to provide free online resources for the consumer, including rate-watch, tips and articles, financial communication, news, and links to products and services. You can check out Tom's website here: http://loanresource.org, or you can email Tom at info@loanresource.org. MORE RESOURCES:
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GOOGLE SEARCH Why Does FACTA Matter to Me? FACTA stands for Fair and Accurate Credit Transaction Act. FACTA is the law which allows any American access to their credit report once per year. What is on Your Credit Report? Your credit report is a very important piece of the puzzle in your financial picture. It contains a historical record of your personal and financial information including a listing of your current and past debts and the timeliness of your payments. Credit Counseling -- Why It Doesnt Work For Most Debtors "Cut Your Payments in Half!" the headline screams. "Consolidate Your Bills into One Low Monthly Payment!"When you see ads like this, they are often from Credit Counseling firms. Collection Agency Secrets for Collecting on Bad Debt Getting worried that one of your clients, customers or patients will never pay? Have you given up on a customer who's essentially said he won't pay? Congratulations--being stiffed by a customer or patient is a milestone in the growth of a business or medical practice. But even the most hopeless of bad debts can sometimes be collected-collection agencies have been doing it for years. What You Need to Know about Debt Negotiation on Credit Cards Debt negotiation on credit cards is often referred to as credit card debt settlement. Whenever you make a credit card payment- or even pay your utility bills- it usually gets reported to one- or all- of the three main credit agencies. Two Things You Need To Know About Prepaid Debit Cards According to the September 2004 issue of the Nilson Report, around $588 billion dollars worth of debit cards were bought in the United States in 2003. By 2008 that volume is expected to grow to $1. Credit Help for Real Estate Financing: Credit Scores When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Beware of Bogus Credit Repair Companies! So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they trumpet variations on this message: "Turned down because of bad credit? We can help!" Many of these companies charge hundreds if not thousands of dollars for the promise to "clean up" bad credit reports. Credit Card Benefits and Drawbacks Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card. 5 Surefire Ways To Eliminate Credit Card Debt Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number skyrockets. Low Interest Credit Cards Have Many Advantages When credit cards are used wisely they can be very beneficial to the consumer. A low interest credit card can be exceptionally beneficial. Always Avoid Payment Holidays Once you've been paying off a credit card for a while, you might be offered a 'payment holiday'. You'll get a letter, saying that since the company knows it's difficult for some families around Christmas (or whatever other excuse they think up), they're offering you a month off from paying, as a 'special present'. Identity Theft Exploding: Here's How You Can Avoid Becoming A Victim Americans are more concerned about identity theft than unemployment or corporate fraud, according to a survey of 2,000 people conducted by Star Systems.Nine out of ten Americans demand new federal legislation, while two-thirds say the financial services industry needs to do a better job of verifying the identity of customers who open bank accounts (66 percent) and credit card accounts (72 percent). Learn How to Improve Your Credit Score Having a damaging credit record can hurt you in many ways. It may prohibit you from making an important purchase such as a home, car, computer or vacation. Cash Back vs. Rewards Credit Cards Ah, the sweet rewards of using credit!Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit cards offer rewards and incentives for using their card to make purchases. You can get cash back, or gift cards, or 'reward points' that you can spend on merchandise or services from various merchants. Credit Cards or Store Cards - Which Is Better? IntroductionIn this article, a presentation is made of the differences between major credit cards and credit cards offered by specific stores to their customers. The purpose of this article is to provide a general overview of major credit cards and store cards to aid consumers in making decisions regarding which lines of credit lines would be the best for them in a given set of circumstances. How to Dispute Credit Report Errors Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy. What is a Credit Card? A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you spend up to an agreed sum and then makes additional money available to you as you pay off what you've spent. Restore Your Credit Rating And Reduce Your Debts Your credit rating affects many areas of your life. Opening new credit accounts, buying a home or car, getting a new job, and receiving discounts on insurance rates are just a few of the things that are impacted by your credit score. Give Yourself Credit The Beginning of the Credit Card EraIn 1951, Diners Club issued the first credit card to 200 customers who could use it at 27 restaurants in New York City. From that modest beginning, credit cards have become an indispensable part of modern life. |
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